Almost 15 years ago we authored “Split Between Departments Muddies Subrogation Doctrine” on this very page and this same publication noting that Appellate Decisions in the Second and Third Departments had conflicting views on equitable subrogation rule while the First and Second Department Appellate Divisions remained silent. Today, all four Appellate Divisions are now synchronized on the law of equitable subrogation this article goes into the law and many of the possible consequences from this doctrine in foreclosure practice.